Teaching People How Money Actually Works

Started in 2018 because too many folks were losing ground to inflation without knowing why. We focus on what happens to your purchasing power over time—and what you can actually do about it.

We Started With A Simple Question

Why does nobody teach regular people about inflation? Back in early 2018, I kept meeting professionals who had no idea their savings were shrinking in real terms. Smart people. Good jobs. But their money sat in accounts earning 1.5% while inflation ran at 2.8%.

That gap bothered me more than it should have. So I started running free Saturday workshops in Hobart. Just twelve people in a community hall, talking through real scenarios with real numbers. No jargon. No product pitches. Just honest conversations about purchasing power.

Those workshops grew. By 2020, we were running structured programs for working adults who wanted to understand what was happening to their money. The feedback changed everything—people weren't looking for get-rich schemes. They wanted clarity on something that affected them every single day but felt completely invisible.

Educational workshop session showing real-world inflation impact analysis
Clare Henshaw teaching inflation dynamics

Clare Henshaw

Lead Educator

I spent fourteen years working in financial planning before realizing most advice skipped the fundamentals. People would come in worried about investment returns when they hadn't even considered how inflation was affecting their baseline spending.

My approach is pretty straightforward. We start with your actual expenses from twelve months ago and compare them to today. That shock—seeing the real dollar difference—creates the foundation for everything else. Then we work through historical patterns, current indicators, and practical hedging strategies that don't require you to become a day trader.

The best part? Watching someone realize they're not bad with money. They just didn't have the right framework to see what was happening. That shift in understanding changes how they make decisions for years afterward.

How Understanding Shifts Over Six Months

Real learning takes time. Here's what participants typically experience when they commit to understanding inflation's impact on their finances.

1

Month One: Recognition

Most people start here—calculating their actual purchasing power loss over the past three years. The numbers are usually worse than expected. One participant realized her grocery bill had climbed 18% while her salary increased 4%.

2

Month Three: Pattern Analysis

By this point, you're tracking forward indicators and understanding why prices move before official statistics catch up. You start seeing inflation in your own spending patterns before economists announce it.

3

Month Six: Strategy Application

The endgame isn't panic—it's informed adjustment. Participants develop their own approaches to preserving purchasing power, whether through asset allocation, income negotiation, or spending timing strategies.